Tingkat Literasi Keuangan Mahasiswa Serta Faktor-Faktor yang Mempengaruhinya
The aims of this study are to determine the level of financial literacy and to investigate the sosio demographic factors influencing the financial literacy among university studenst in Undiksha. The design of this research is quantitative descriptive. The data for this study was collected through financial literacy test and questionnaire which was distributed through purposive sampling method. A total of 286 completed and usable questionnaire have been collected. The results showed that the level of financial literacy of Undiksha students is still low (<60) with the average score of 48.67 from S1 degree and 46.73 from D3 degree. The aspect of understanding the basic concepts of finance and credit management have a high average value. This provides that the students have a good knowledge in the basic concept of finance and credit management, while for other aspects (investment and insurance) still need to be improved again. Furthermore, empirical results show that there is a significant relationship between gender towards financial literacy, while there found no relationship between age,parents occupation, parents income and financial literacy.