Cahyani, K. S. D., Meidyna, I. A. N., & Antara, D. M. D. J. (2025). THE EFFECT OF PERSONAL BUDGETING AND FINANCIAL LITERACY ON GEN Z INVESTMENT DECISIONS. Proceeding of TEAMS: The International Conference on Tourism, Economic, Accounting, Management and Social Science, 10, 521–532. Retrieved from https://eproceeding.undiksha.ac.id/index.php/teams/article/view/1095