DHARMAYASA, I Putu Arya; IRWANSYAH, M. Rudi. BEHAVIOUR FINANCE STUDENT RECIPIENTS OF THE SMART INDONESIA CARD SCHOLARSHIP (KARTU INDONESIA PINTAR-KIP). Proceeding of TEAMS: The International Conference on Tourism, Economic, Accounting, Management and Social Science, [S. l.], v. 10, p. 86–95, 2025. Disponível em: https://eproceeding.undiksha.ac.id/index.php/teams/article/view/1072. Acesso em: 8 dec. 2025.