CAHYANI, Kadek Sintia Dwi; MEIDYNA, Ida Ayu Nabila; ANTARA, Dewa Made Dwi Juni. THE EFFECT OF PERSONAL BUDGETING AND FINANCIAL LITERACY ON GEN Z INVESTMENT DECISIONS. Proceeding of TEAMS: The International Conference on Tourism, Economic, Accounting, Management and Social Science, [S. l.], v. 10, p. 521–532, 2025. Disponível em: https://eproceeding.undiksha.ac.id/index.php/teams/article/view/1095. Acesso em: 1 jan. 2026.