Adnyana, I Dewa Gede Anom Jambe, Gede Teguh Prasetya Muttiwijaya, Made Aristia Prayudi, Rindhi Marverissa, and I Putu Julianto. 2025. “THE ROLE OF DEBT REFINANCING IN BUSINESS SUSTAINABILITY BASED ON NGAYAH IN BALI: A LITERATURE REVIEW BASED ON TPB”. Proceeding of TEAMS: The International Conference on Tourism, Economic, Accounting, Management and Social Science 10 (October):212-23. https://eproceeding.undiksha.ac.id/index.php/teams/article/view/1034.