Dharmayasa, I. P. A. and Irwansyah, M. R. (2025) “BEHAVIOUR FINANCE STUDENT RECIPIENTS OF THE SMART INDONESIA CARD SCHOLARSHIP (KARTU INDONESIA PINTAR-KIP)”, Proceeding of TEAMS: The International Conference on Tourism, Economic, Accounting, Management and Social Science, 10, pp. 86–95. Available at: https://eproceeding.undiksha.ac.id/index.php/teams/article/view/1072 (Accessed: 8 December 2025).