P. E. D. M. Dewi, M. A. Wahyuni, G. A. K. R. S. Dewi, L. G. K. Dewi, and N. L. A. Savitri, “THE TRANSFORMATION OF RETAIL INVESTOR BEHAVIOR IN INDONESIA’S CAPITAL MARKET: BETWEEN THE TREND OF DIGITALIZATION AND FINANCIAL LITERACY”, TEAMS, vol. 10, pp. 272–279, Oct. 2025.