Kusuma, Made Cahyadi Wiranata. “FINANCIAL LITERACY, FINTECH ADOPTION, AND INVESTMENT DECISIONS: THE MEDIATING ROLE OF FINANCIAL INCLUSION AMONG BALI’S YOUNG GENERATION”. Proceeding of TEAMS: The International Conference on Tourism, Economic, Accounting, Management and Social Science 10 (October 15, 2025): 495–505. Accessed January 1, 2026. https://eproceeding.undiksha.ac.id/index.php/teams/article/view/1103.