Cahyani KSD, Meidyna IAN, Antara DMDJ. THE EFFECT OF PERSONAL BUDGETING AND FINANCIAL LITERACY ON GEN Z INVESTMENT DECISIONS. TEAMS [Internet]. 2025 Oct. 15 [cited 2026 Jan. 1];10:521-32. Available from: https://eproceeding.undiksha.ac.id/index.php/teams/article/view/1095